Salary Range
Not Disclosed
Job Summary
Generate Business LAP leads through direct sourcing, DSAs, connectors, referral networks, and other business channels.
Acquire new customers, including self-employed individuals, proprietors, partnership firms, and MSME business owners.
Develop and maintain relationships with customers, channel partners, property dealers, and financial consultants.
Understand customer business profiles, financial requirements, income sources, and loan eligibility.
Source quality loan applications for business expansion, working capital, debt consolidation, and other permissible business requirements.
Manage the complete loan process, from lead generation and login to credit approval, sanction, and disbursement.
Coordinate with credit, operations, legal, and technical teams for property valuation, legal verification, and loan processing.
Ensure accurate documentation and compliance with the company's lending policies.
Achieve monthly sourcing, login, sanction, and disbursement targets.
Maintain regular follow-ups with customers and channel partners to improve conversion rates.
Monitor market activities, identify new business opportunities, and expand the assigned territory.
Ensure quality sourcing and adherence to portfolio quality standards.
Requirements
- Graduate in any discipline; relevant qualifications preferred.
- 2–6 years of experience in Business LAP, Loan Against Property, secured business loans, or MSME lending.
- Strong understanding of secured lending products, property documentation, customer financial assessment, and loan eligibility.
- Experience in direct sales, DSA sourcing, channel management, or customer acquisition.